Curated pathways and resources for fast, actionable learning on all things about and around Surety Bonds.

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Indian Businesses and Public Procurement

Comprehensive primer on Indian MSMEs and corporate sectors, with a focus on their role in public procurement and government tendering. Essential for understanding how surety fits into business and government contracts.

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Business Primer : Understanding the Indian Business Landscape

Get a running start with the foundational knowledge every insurance professional needs. Whether you are onboarding, shifting your focus to surety, or brushing up on core industry context, this primer covers India’s diverse MSME and corporate sectors, and where surety fits within the larger tendering ecosystem. Use this as your jump-off point for confident conversations and effective solutions.


Deep Sectoral Research :

India’s MSME Sector

India’s Corporate Sector

Indian Insurance Industry Primer

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Indian Tendering Ecosystem: The Engine of Public Procurement

India’s tendering ecosystem is the backbone of the country’s public procurement process, powering a vast landscape of government projects, infrastructure development, and service contracts. For insurer teams looking to engage with surety bonds, understanding this ecosystem is crucial. Public sector entities at the national, state, and municipal levels regularly float tenders inviting private enterprises—from large corporates to MSMEs—to bid for work ranging from construction and logistics to technology and consultancy.


Deep Sectoral Research :

Indian Public Procurement - Tendering Primer

Comprehensive Analysis of Seller and Buyer Processes on Government e-Marketplace (GeM)

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Surety Knowledge Base : Need, Construct and Knowhow

Explore the nuts and bolts of surety—why it matters, who uses it, and how it transforms both risk and trust in commercial and public contracts. This section features not just theory but also pragmatic tools, cheat-sheets and perspectives built for teams that need to translate product knowledge into customer value and strategic action. Perfect for deepening expertise or creating awareness within the ecosystem.

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Regulatory Documents and Stipulations


Regulatory Documents : Surety Bonds for Businesses

Government Beneficiaries Accepting Surety Bonds

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Simplifying Sureties for Business


AMA : Micro Surety Bonds

Surety Bonds: Empowering Corporate Growth by Strengthening the Supply Chain

Empowering MSMEs to Compete and Thrive

Cut Costs, Unlock Growth Capital and Build a Resilient Supply Chain Without Changing How You Work

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Surety Bonds : Legal and Accounting Perspective

Discover how surety bonds and bank guarantees really differ—and why it matters for your balance sheet. This concise guide breaks down their legal footing, Ind AS treatment (contingent liabilities vs financial guarantees), liquidity impact, and lender/rating implications. Learn when BGs can trap cash and non-fund limits, and when surety preserves capacity without compromising compliance. We also cover IRDAI rules, on-demand vs assessed claims, and what triggers provisioning under Ind AS 37.

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Key resource to understand how SBs and BGs impact the Balance Sheet and Risk. Food for thought for CFOs and Controllers, as well as policy makers.

Surety Bonds vs. Bank Guarantees – An Accounting & Compliance Perspective

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